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The governments new car allowance rebate system (CARS) gives consumers a financial incentive to purchase a more fuel-efficient vehicle while turning in their old vehicle for scrap. Be mindful however, that car buyers do not have to sign an agreement to pay back the credit amount if the car dealer rejects the deal. While the details of the new program are posted in participating CARS dealers, what car consumers really need to remember is how to leave their emotions out of the transaction and how to negotiate the best deal possible.

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One of the most unpleasant consequences of failing to pay your bills is "repossession" of the thing you purchased on credit or gave as security for a loan. You do have some legal protection concerning repossession, but not much.

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When filing for bankruptcy, you surrender your "non-exempt" property in exchange for forgiveness of your debts.

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Homelessness is one of the most stressful situations a person could face, not unlike the fear of death, divorce or serious illness.

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Life is unexpected. Even if you have no interest in law it will affect you. Maybe you will be called in to jury duty or get a subpoena to testify in court for a case that’s loosely related to you. Either way it’s smart to get familiar with witness and testimony terms that may come in handy one day. Below is a glossary for court terms. Read on and get knowledgeable.

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Criminal intent is the basis of judgments on crimes. Here you will find a glossary that defines criminal intent and related terms you should get familiar with. It’s smart to understand what aid and abet, duress, solicitation, alias, admission of guilt and more mean. Understanding these terms may inspire you to stay away from unnecessary trouble.

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The United States is a country full of opportunity. There is nothing you can’t do if you put your mind to it. Here you will learn visa and immigration status terms that are important to know if you hope to become a citizen one day. Read on and understand the definitions for green card, citizenship, change of status, visa, visa lottery, I-94, immigrant, parole, immigrant visa, non-immigrant visa, refugee visa and non-immigrant workers. Be knowledgeable and check in with an immigration lawyer when the time comes.

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Almost all courts now apply special penalty enhancement against drivers who have caused a traffic accident while under the influence of alcohol or drugs. While most driving under the influence cases are charged as simple misdemeanors, when the offense is coupled by injuries caused by an accident, prosecutors will likely file the offence as a felony.

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With recovery still a long way off and unemployment climbing, many small businesses are still struggling to stay afloat. For the small business, increasing the bottom line not only comes from cutting costs and widening margins in the sale of their products and services, it can also come from making sure the small business is deducting all of the legally allowed business expenses it can possibly find and legally apply.

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Our emotions plays an important role in determining how well we respond to life- changing trouble such as losing a job or defending the family home from the threat of foreclosure.

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